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Acima Credit

Apply for Acima Credit Here

Once your apporved with Acima checkout and choose
acima credit, its that simple.

Eligibility requirements

We don't ask a lot. Our application process boils down to four, simple questions.

Income History

Do you have a three-month history with your current employer or source of income?

Monthly Income

Do you deposit $1,000 or more into your checking account each month?

Checking Account

Have you had a checking account for at least 90 days?

Checking Activity

Is your checking account free from NSFs, excessive overdrafts, and negative balances?

Flexible payment options

You can choose from weekly, bi-weekly, twice monthly, or monthly lease renewal payment schedules designed to align with your paydays. Whatever works best for you.

Pay Over 12 Months

Choose to make all lease renewal payments to align with your payday and own the property in 12 months.

90-Day Purchase Option

Save big by paying off in under 90 days.

Early Purchase Discount

Payoff after 90 days and save 25%
or more on all outstanding payments.

Let's build your credit. Together.

We'll report your payments to credit bureaus so that you can get the score you deserve.

No Credit Needed

While many traditional lenders may not take a chance on you - we will. Consider applying if you have low or no credit.

Credit Reporting

We’ve partnered with a number of credit bureaus, including Experian. And this partnership means we can report your payment history directly to these bureaus.